{"id":10520,"date":"2025-10-14T05:15:00","date_gmt":"2025-10-14T03:15:00","guid":{"rendered":"https:\/\/laszlo8360.com\/?p=10520"},"modified":"2025-11-19T09:42:56","modified_gmt":"2025-11-19T07:42:56","slug":"10520","status":"publish","type":"post","link":"https:\/\/laszlo8360.com\/en\/10520\/","title":{"rendered":"Zuhany alatti sz\u00e1mvet\u00e9s"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><em>Nyolc \u00e9v eml\u00e9ke egyetlen gondolatt\u00e1 gy\u0171r\u0151d\u00f6tt a g\u0151zben: t\u00e9nyleg mindig volt n\u00e1lam p\u00e9nz? Korfu, botr\u00e1nyok, \u00fajrakezd\u00e9sek \u00e9s egy kis p\u00e9nz\u00fcgyi rutin \u2014 m\u00e9gis elfutok a stabilit\u00e1s el\u0151l. Mi\u00e9rt ijeszt meg a tervezhet\u0151s\u00e9g, ha v\u00e9gre rendben van az anyagi helyzetem?<\/em><\/p>\n\n\n\n<!--more-->\n\n\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">Az im\u00e9nt, zuhanyz\u00e1s k\u00f6zben azon t\u0171n\u0151dtem, hogy az ut\u00f3bbi nyolc \u00e9vben nem volt olyan, hogy ne lett volna sz\u00e1zezer forint a zsebemben.<br>Pedig ez nem \u00edgy igaz. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2023 \u0151sze volt az, amikor m\u00e1r nem csak ki voltak fizetve a sz\u00e1ml\u00e1im, hanem h\u00e9tv\u00e9gente tudtam kir\u00e1ndulni, \u00e9s m\u00e9g ezut\u00e1n is maradt p\u00e9nzem.<br>Ink\u00e1bb \u00f6szt\u00f6n\u00f6sen, mint tudatosan, az\u00f3ta figyelek r\u00e1, hogy k\u00e9t-h\u00e1romsz\u00e1z eur\u00f3 mindig maradjon; s\u0151t, m\u00e1r nem is hagyom, hogy olyan k\u00f6nnyen elvegy\u00e9k az egy szem p\u00e9nzt\u00e1rc\u00e1mat: sz\u00e9tosztom az \u00f6sszeget h\u00e1rom bankk\u00e1rtya \u00e9s a k\u00e9szp\u00e9nz k\u00f6z\u00f6tt. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2017 okt\u00f3bere \u00f3ta, b\u00e1r a vagyonom a nulla \u00e9s az ezer eur\u00f3 k\u00f6z\u00f6tt ingadozott, mindig tudtam, hogy a k\u00f6vetkez\u0151 harminc napban lesz ezer eur\u00f3 bev\u00e9telem. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c9rdekes, hogy 2015-ig terveztem.<br>Akkoriban,  volt sz\u00fcrke h\u00e9tk\u00f6znapi \u00e9letem, sz\u00fcrke h\u00e9tk\u00f6znapi munk\u00e1val.<br>Ezzel szemben 2017 \u00f3ta nem tervezek, csak \u00e9lek, h\u00f3napr\u00f3l h\u00f3napra.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mi v\u00e1ltozott 2017-re?<br>Kezdj\u00fck ott, hogy 2016 \u00e9v elej\u00e9n volt egy nagy botr\u00e1ny a munkahelyemen; engem is kidobtak a c\u00e9gb\u0151l.<br>M\u00e1sf\u00e9l \u00e9vvel k\u00e9s\u0151bb m\u00e1r megint elmondhattam, hogy az (\u00faj) munkahelyem megbecs\u00fcl \u00e9s megfizet.<br>Az okt\u00f3beri korfui nyaral\u00e1s ut\u00e1n mondtam ki, hogy van p\u00e9nzem, van sz\u00e1ll\u00e1som, nem \u00fcres a h\u0171t\u0151m, el tudok menni \u00faszni, szaun\u00e1zni.<br>Ez volt Korfu egyik hozad\u00e9ka: \u00e9szrevettem, hogy talpra \u00e1lltam; ha egy g\u00f6r\u00f6g nyaral\u00e1st ki tudok fizetni, akkor m\u00e1r meg tudom oldani az anyagi probl\u00e9m\u00e1kat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Korfu sziget m\u00e1sik fordulat\u00e1t Dalminak k\u00f6sz\u00f6nhetem, akivel a nyaral\u00e1s alatt ismerkedtem meg, majd, mik\u00f6zben kikosarazott, a fejemre olvasott olyan szem\u00e9lyis\u00e9gfejl\u0151d\u00e9sbeli anom\u00e1li\u00e1kat, amelyeken sokszor \u00e9s hosszan gondolkodtam az\u00f3ta. <br>Neki k\u00f6sz\u00f6nhet\u0151, hogy elindult egy v\u00e1ltoz\u00e1s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cdgy most, 2025. okt\u00f3ber 14-\u00e9n, Paradouban s\u00e9t\u00e1lgatva, azon kellene elgondolkodnom, hogy ha hossz\u00fa \u00e9vek \u00f3ta rendezett az anyagi helyzetem, akkor mi\u00e9rt f\u00e9lek a stabilit\u00e1s gondolat\u00e1t\u00f3l?<br>Mi\u00e9rt f\u00e9lek a tervezhet\u0151s\u00e9gt\u0151l?<\/p>\n\n\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-flickr wp-block-embed-flickr\"><div class=\"wp-block-embed__wrapper\">\n<a data-flickr-embed='true' href='https:\/\/www.flickr.com\/photos\/lvarga\/albums\/72157687134724761\/' title='2017-10-09 Corfu (Kerkyra) by Laszlo8360, on Flickr'><img src='https:\/\/live.staticflickr.com\/4513\/36927700463_19b112a520_c.jpg' width='800' height='600' alt='IMG_20171009_122731'><\/a><script async src='https:\/\/embedr.flickr.com\/assets\/client-code.js' charset='utf-8'><\/script>\n<\/div><figcaption class=\"wp-element-caption\"><strong><kbd><mark style=\"background-color:#000000\" class=\"has-inline-color has-white-color\">A k\u00e9p sz\u00e9l\u00e9re val\u00f3 kattint\u00e1ssal a fot\u00f3album lapozhat\u00f3.<\/mark><\/kbd><\/strong><\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/laszlo8360.com\/wp-content\/uploads\/2025\/10\/20251014-page-217-scaled.png\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1292\" height=\"2560\" src=\"https:\/\/laszlo8360.com\/wp-content\/uploads\/2025\/10\/20251014-page-217-scaled.png\" alt=\"\" class=\"wp-image-10521\" srcset=\"https:\/\/laszlo8360.com\/wp-content\/uploads\/2025\/10\/20251014-page-217-scaled.png 1292w, https:\/\/laszlo8360.com\/wp-content\/uploads\/2025\/10\/20251014-page-217-151x300.png 151w, https:\/\/laszlo8360.com\/wp-content\/uploads\/2025\/10\/20251014-page-217-517x1024.png 517w, https:\/\/laszlo8360.com\/wp-content\/uploads\/2025\/10\/20251014-page-217-768x1521.png 768w, https:\/\/laszlo8360.com\/wp-content\/uploads\/2025\/10\/20251014-page-217-775x1536.png 775w, https:\/\/laszlo8360.com\/wp-content\/uploads\/2025\/10\/20251014-page-217-1034x2048.png 1034w, https:\/\/laszlo8360.com\/wp-content\/uploads\/2025\/10\/20251014-page-217-1140x2258.png 1140w, https:\/\/laszlo8360.com\/wp-content\/uploads\/2025\/10\/20251014-page-217-1320x2615.png 1320w\" sizes=\"auto, (max-width: 1292px) 100vw, 1292px\" \/><\/a><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">Steam-Side Stocktake<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Eight years of memories condensed in the steam: did I really always have cash on me?<br>Corfu, scandals, restarts, and a bit of money routine \u2014 yet I still run from stability.<br>Why does planning scare me now that my finances are finally in order?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Just now, in the shower, I found myself thinking that in the last eight years there wasn\u2019t a time I didn\u2019t have a hundred thousand forints in my pocket.<br>But that isn\u2019t quite true.<br>It was autumn 2023 when not only were my bills paid, I could go hiking on weekends and still have money left over.<br>Since then\u2014more instinctively than deliberately\u2014I make sure there\u2019s always two to three hundred euros left; and I no longer let my one and only wallet be taken so easily: I split the money across three bank cards and some cash.<br>Since October 2017, although my wealth has fluctuated between zero and a thousand euros, I\u2019ve always known I would have a thousand euros of income in the next thirty days.<br>Funny that I planned things up to 2015.<br>I had a grey everyday life with a grey everyday job.<br>By contrast, since 2017 I don\u2019t plan \u2014 I just live, month to month.<br>What changed by 2017?<br>For starters, at the beginning of 2016 there was a big scandal at my workplace; I was thrown out of the company too.<br>A year and a half later I could say again that my (new) workplace valued me and paid me fairly.<br>After the October holiday on Corfu I finally said it out loud: I have money, I have accommodation, my fridge isn\u2019t empty, I can go swimming and to the sauna.<br>That was one gift of Corfu: I noticed I\u2019d got back on my feet; if I can pay for a Greek holiday, then I can handle my money problems.<br>The other turning point from the island I owe to Dalmi, whom I met during the trip and who, while turning me down, read me a list of personality-development anomalies I\u2019ve pondered long and hard ever since.<br>Thanks to her, a change began.<br>So now, on October 14, 2025, strolling in Paradou, I should be asking myself: if my finances have been settled for years, why am I afraid of the idea of stability?<br>Why am I afraid of planning?<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">Bilan sous la douche<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Huit ans compress\u00e9s dans la bu\u00e9e : ai-je vraiment toujours eu du cash sur moi ?<br>Corfou, scandales, nouveaux d\u00e9parts, et un peu de routine financi\u00e8re \u2014 et pourtant la stabilit\u00e9 me fait encore fuir.<br>Pourquoi la planification m\u2019effraie-t-elle, alors que mes finances sont enfin en ordre ?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c0 l\u2019instant, sous la douche, je me disais que ces huit derni\u00e8res ann\u00e9es, il n\u2019y a pas eu un moment sans cent mille forints dans ma poche.<br>Sauf que ce n\u2019est pas tout \u00e0 fait vrai.<br>C\u2019\u00e9tait \u00e0 l\u2019automne 2023 que, non seulement mes factures \u00e9taient pay\u00e9es, mais je pouvais partir en rando le week-end et il me restait encore de l\u2019argent.<br>Depuis \u2014 plut\u00f4t par instinct que par calcul \u2014 je veille \u00e0 garder toujours deux \u00e0 trois cents euros ; et je ne laisse plus si facilement qu\u2019on me \u201cprenne\u201d mon unique portefeuille : je r\u00e9partis la somme entre trois cartes bancaires et du liquide.<br>Depuis octobre 2017, m\u00eame si mon patrimoine a oscill\u00e9 entre z\u00e9ro et mille euros, j\u2019ai toujours su que j\u2019aurais mille euros de revenus dans les trente jours suivants.<br>\u00c9trange : jusqu\u2019en 2015, je planifiais.<br>J\u2019avais une vie quotidienne grise avec un boulot quotidien gris.<br>Depuis 2017, au contraire, je ne planifie plus : je vis, de mois en mois.<br>Qu\u2019est-ce qui a chang\u00e9 en 2017 ?<br>Pour commencer, d\u00e9but 2016, il y a eu un gros scandale au travail ; moi aussi, on m\u2019a vir\u00e9 de la bo\u00eete.<br>Un an et demi plus tard, je pouvais \u00e0 nouveau dire que mon (nouveau) boulot me respectait et me payait correctement.<br>Apr\u00e8s les vacances d\u2019octobre \u00e0 Corfou, je l\u2019ai formul\u00e9 clairement : j\u2019ai de l\u2019argent, un logement, le frigo n\u2019est pas vide, je peux aller nager et au sauna.<br>C\u2019\u00e9tait l\u2019un des cadeaux de Corfou : j\u2019ai vu que je m\u2019\u00e9tais relev\u00e9 ; si je peux payer des vacances en Gr\u00e8ce, je peux r\u00e9gler mes soucis d\u2019argent.<br>L\u2019autre bascule, je la dois \u00e0 Dalmi : je l\u2019ai rencontr\u00e9e pendant le voyage, et pendant qu\u2019elle me repoussait, elle m\u2019a \u00e9num\u00e9r\u00e9 des anomalies de d\u00e9veloppement personnel auxquelles je repense souvent et longuement depuis.<br>Gr\u00e2ce \u00e0 elle, un changement a d\u00e9marr\u00e9.<br>Alors maintenant, le 14 octobre 2025, en fl\u00e2nant \u00e0 Paradou, je devrais me demander : si mes finances sont stables depuis des ann\u00e9es, pourquoi l\u2019id\u00e9e de stabilit\u00e9 me fait-elle peur ?<br>Pourquoi ai-je peur de la planification ?<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n","protected":false},"excerpt":{"rendered":"<p>Nyolc \u00e9v eml\u00e9ke egyetlen gondolatt\u00e1 gy\u0171r\u0151d\u00f6tt a g\u0151zben: t\u00e9nyleg mindig volt n\u00e1lam p\u00e9nz? Korfu, botr\u00e1nyok, \u00fajrakezd\u00e9sek \u00e9s egy kis p\u00e9nz\u00fcgyi rutin \u2014 m\u00e9gis elfutok a stabilit\u00e1s el\u0151l. Mi\u00e9rt ijeszt meg a tervezhet\u0151s\u00e9g, ha v\u00e9gre rendben van az anyagi helyzetem?<\/p>\n","protected":false},"author":1,"featured_media":10524,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[36],"tags":[],"class_list":["post-10520","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-naplom"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Zuhany alatti sz\u00e1mvet\u00e9s - Varga Laci<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/laszlo8360.com\/en\/10520\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zuhany alatti sz\u00e1mvet\u00e9s - Varga Laci\" \/>\n<meta property=\"og:description\" content=\"Nyolc \u00e9v eml\u00e9ke egyetlen gondolatt\u00e1 gy\u0171r\u0151d\u00f6tt a g\u0151zben: t\u00e9nyleg mindig volt n\u00e1lam p\u00e9nz? Korfu, botr\u00e1nyok, \u00fajrakezd\u00e9sek \u00e9s egy kis p\u00e9nz\u00fcgyi rutin \u2014 m\u00e9gis elfutok a stabilit\u00e1s el\u0151l. 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